Catholic Charities Housing Counselors have successfully completed the certification examination administered by the U.S. Department of Housing and Urban Development (HUD).
Jane Sokolowski and Amy Bell are Certified HUD Housing Counselors ensuring that Catholic Charities can continue providing housing counseling to those in Chemung, Schuyler, Steuben, Tompkins and Tioga Counties.
Counselors must demonstrate competency in each of the following areas of housing counseling: (1) financial management; (2) property maintenance; (3) responsibilities of homeownership and tenancy; (4) fair housing laws and requirements; (5) housing affordability; and (6) avoidance of, and responses to, rental and mortgage delinquency and avoidance of eviction and mortgage default.
HUD-certified counselors also help to protect consumers from fraudulent operators who prey upon those experiencing mortgage difficulties. Even legitimate for-profit housing counselors can charge consumers hundreds of dollars for services that are provided free or at low-cost by HUD-approved counselors.
Independent research shows that consumers working with a HUD housing counseling agency, such as Catholic Charities, have better credit, more savings, and fewer foreclosures than similar non-counseled consumers.
Anyone in need of housing counseling may call Catholic Charities at 607-734-9784 and ask to speak with Jane or Amy. Their next First Time Home Buyers’ Workshop will be held Friday, January 11 (8:30 AM – 1:00 PM, Part I) and Friday, January 18 (8:30 AM – 1:00 PM, Part II) at Catholic Charities’ Main Office (215 E Church St, Elmira). Please call 607-734-9784 to register.